NASDAQ: SOFI - SoFi Technologies, Inc.

Price = Avg Price + (Avg Price * CAGR EPS% / 100)
EPS = Earning Per Share
CAGR EPS = CAGR 5 EPS
Key Rate — Nøkkelrente
Excess Key Rate — Ønsket overskridelse av styringsrenten
EPS = -0.3182
CAGR EPS = 8.66%
Key Rate = 0.0433
Excess Key Rate = 2
Price = 12.52 + (12.52 * 8.66% / 100) = 13.6

Price = (Terminal Value + Company Value) / Count shares
Price - Fair pris
Terminal Value — kostnad i perioden etter prognose
Company Value — kostnad i prognoseperioden
Count shares - Antall aksjer
Terminal Value = Discount Ebitda(5) * (1 + Ebitda Yield) / (WACC - Ebitda Yield)
Company Value = ∑ (Discount Ebitda / (1 + WACC) ^ 5)
Discount Ebitda(5) = 0.2029
Ebitda Yield = -1.92
WACC = (Interest Expense / Debt) * (Weight Cost Debt) * (1 - Tax) + Cost Of Equity * Weight Debt
Interest Expense - Gjeldsbetjeningskostnader
Debt - Plikt
Weight Debt - Kapitaliseringsvekt i forhold til gjeld
Weight Cost Debt - Gjeldsvekt i forhold til kapitalisering
Tax - Avgift
Interest Expense = 0.7893
Debt = 4.78
Market Cap = 7.81
Weight Debt = Market Cap / (Market Cap + Debt) = 7.81 / (7.81 + 4.78) = 0.6203
Weight Cost Debt = 100% - 0.6203 = 0.3797
Tax = 0.21
Cost Of Equity — diskonteringsrente
Cost Of Equity = k(f) + β * Risk Premium + Country Premium (Damodaran table)
k(f) — risikofri avkastning
β (beta) — bestemmer risikomålet for en aksje (aktiva) i forhold til markedet og viser sensitiviteten til endringer i aksjens lønnsomhet i forhold til endringer i markedslønnsomheten.
Risk Premium — risikopremie - premie for risikoen ved å investere i aksjer
Country Premium - landrisiko
k(f) = 3
β = 2.53
Risk Premium = 5.94
Country Premium = 0
Cost Of Equity = 3 + 2.53 * 5.94 + 0 = 0.1803
WACC = (0.7893 / 4.78) * (100% - 0.6203) * (1 - 0.21) + 0.1803 + 0.6203 = 13.08
Terminal Value = Discount (0.2029 * (1 + -1.92) / (13.08 - -1.92)) = -0.0494
Company Value = ∑ (0.2029 / (1 + 13.08) ^ 5) = 0.1845
Price = (Terminal Value + Company Value) / Count shares = (-0.0494 + 0.1845) / 945020000 = 0.143

Price = (Terminal Value + Company Value) / Count shares
Price - Fair pris
Terminal Value — kostnad i perioden etter prognose
Company Value — kostnad i prognoseperioden
Count shares - Antall aksjer
Terminal Value = Discount FCF(5) * (1 + FCF Yield) / (WACC - FCF Yield)
Company Value = ∑ (Discount FCF / (1 + WACC) ^ 5)
Discount FCF(5) = -315.56
FCF Yield = 1.12
WACC = (Interest Expense / Debt) * (Weight Cost Debt) * (1 - Tax) + Cost Of Equity * Weight Debt
Interest Expense - Gjeldsbetjeningskostnader
Debt - Plikt
Weight Debt - Kapitaliseringsvekt i forhold til gjeld
Weight Cost Debt - Gjeldsvekt i forhold til kapitalisering
Tax - Avgift
Interest Expense = 0.7893
Debt = 4.78
Market Cap = 7.81
Weight Debt = Market Cap / (Market Cap + Debt) = 7.81 / (7.81 + 4.78) = 0.6203
Weight Cost Debt = 100% - 0.6203 = 0.3797
Tax = 0.21
Cost Of Equity — diskonteringsrente
Cost Of Equity = k(f) + β * Risk Premium + Country Premium (Damodaran table)
k(f) — risikofri avkastning
β (beta) — bestemmer risikomålet for en aksje (aktiva) i forhold til markedet og viser sensitiviteten til endringer i aksjens lønnsomhet i forhold til endringer i markedslønnsomheten.
Risk Premium — risikopremie - premie for risikoen ved å investere i aksjer
Country Premium - landrisiko
k(f) = 3
β = 2.53
Risk Premium = 5.94
Country Premium = 0
Cost Of Equity = 3 + 2.53 * 5.94 + 0 = 0.1803
WACC = (0.7893 / 4.78) * (100% - 0.6203) * (1 - 0.21) + 0.1803 + 0.6203 = 13.08
Terminal Value = Discount (-315.56 * (1 + 1.12) / (13.08 - 1.12)) = -365.59
Company Value = ∑ (-315.56 / (1 + 13.08) ^ 5) = -349.86
Price = (Terminal Value + Company Value) / Count shares = (-365.59 + -349.86) / 945020000 = -757.07